People's Bank of China, China Foreign Exchange Trading Center announced the China's one-year loan market quoted Intrerest Rate as of July 21 on 2025-07-21. with the prior figure recorded as 3.00%.
Regarding the China's one-year loan market quoted Intrerest Rate as of July 21, The Loan Market Quote Rate (LPR) is a fundamental loan reference rate quoted by representative quoting banks based on the loan rates offered to their best customers, formed by adding a spread to the open market operation interest rate, and calculated and published by the National Interbank Funding Center.
This data holds an importance level of , calculated using The Loan Prime Rate (LPR) refers to the loan interest rate quoted by various quoting banks based on the rates they execute for their most creditworthy clients, formed by adding points to the open market operation rate. This rate is calculated and published by the National Interbank Funding Center authorized by the People's Bank of China. The actual loan interest rates issued by banks can be determined by adding or subtracting points from the loan market quoted interest rate based on the borrower's credit situation, considering factors such as collateral, term, and the type and method of interest rate fluctuation, and updates Announced on the 20th of each month. The next release is set for 2025-08-20 09:15:00.
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