XRP Could Be the Coin That Ousts Bitcoin – Here’s How That Could Happen

Can Ripple's XRP surpass Bitcoin? That's the bold question posed in a new video by NCashOfficial, a YouTube channel with over 208,000 sign ups. While Bitcoin remains the most valuable cryptocurrency by market capitalization, XRP is gaining momentum in a very different way, not through hype, but through regulation, banking, and encryption. Ripple Focuses on Organizations, Not Retail Hype Bitcoin primarily attracts individual investors who see it as a way to store value. XRP takes a different approach, aiming to collaborate with major banks and financial companies. Ripple, the company that created XRP, stated that it has signed over 1,700 confidentiality agreements with financial institutions worldwide. These partnerships focus on one thing: building real infrastructure. From cross-border payments to digital asset custody and encryption, Ripple is laying the groundwork for long-term institutional usage. According to Ripple President Monica Long, banks have been using their technology to encrypt real-world assets, with the XRP Ledger serving as the underlying network. This is not theory; it has been happening behind closed doors. XRP has a regulatory advantage Regulation has always been a challenge in cryptocurrency. But XRP has something that most other tokens do not: regulatory clarity in part in the United States. After Ripple's legal battle with the SEC, XRP is one of the few assets that has a court ruling stating that it is not a security when traded on the secondary market. This gives XRP a unique advantage. While many tokens are still mired in legal uncertainty, XRP can move forward with institutional transactions and even has the potential to be listed on regulated platforms, including spot ETFs. The video shows that the regulatory exclusivity that once benefited Bitcoin may be losing its standing, and XRP is stepping into that gap with a clearer path ahead. Tokenization Could Be a Major Breakthrough for XRP One of the biggest opportunities for XRP lies in tokenization, the process of bringing real-world assets like stocks, bonds, or real estate onto the blockchain network. Ripple is prioritizing this. More than 72% of surveyed CFOs reported that they plan to encrypt assets in the next three years, and Ripple is building tools to support that change. Ripple's network is currently working with banks to handle encrypted custody, and the XRP Ledger is being used as the main infrastructure layer. Executives like Graham Rodford, CEO of Archax, believe that an amount of assets worth between 30 trillion to 50 trillion dollars could eventually be encrypted and he hopes a large portion of that will flow through XRPL. The Market Could Reverse Faster Than Expected For XRP to dethrone Bitcoin, many things need to go in the right direction. Its market capitalization will need to increase more than 20 times from its current level. But the video outlines a scenario where everything accelerates quickly. If the XRP ETF is approved, if major banks start using Ripple's technology for payments and encryption, and if US government agencies such as the FDIC, Fed, and OCC start recognizing Ripple's role in finance, then XRP could enter a whole new phase of adoption. As soon as a large financial institution jumps in, other organizations may follow suit, creating a network effect. This change could also bring about emotional shifts, as the focus in cryptocurrency shifts from speculation to practical utility. And if that happens, XRP could gain an advantage not only over Ethereum but also over Bitcoin.